Spectrum Life Ltd. is a Group Life and Disability insurance company that works with multinational organizations to deliver tailor-made, bespoke benefit solutions supported by flexible underwriting, decades of global benefits experience and excellent client service.

Flexible Underwriting 

Our global benefits product suite can be customized to meet the requirements of multinational organizations covering expatriates and/or local national employees around the world. By covering more employees on one global plan, employers can often lessen their administrative burden, achieve better terms and conditions, and help standardize benefits where necessary, creating more employee satisfaction.

Claims Experience

Our team has decades of experience adjudicating claims around the world. We understand the importance of responding as quickly as possible in our client’s time of need and can adapt to local customs where possible.

Secure Client Platform

Along with our exclusive MGU and administrative partner, Spectrum Benefits, Inc., we offer the option of safe and secure file sharing and data transfer via our online platform. Clients have the comfort of knowing their sensitive data is protected according to international requirements and protocols.

 

Financial Security

All Spectrum Life insurance policies are reinsured by one of our AM Best’s A++ (Superior) rated strategic reinsurance partners supporting our long-term commitment to our clients.