About Us

Spectrum Life Ltd., based in St. Kitts and Nevis, is a global insurance company that offers exclusive employee benefit products – group life, group disability and more – to multinational clients.

Our executive team has created flexible global benefit solutions for more than 35 years working with Fortune 100 companies, international NGOs and multinational employers of all sizes. We provide a comprehensive range of benefits and solutions that meet the evolving needs of modern workforces and globally mobile employees by allowing employers to tailor their plans according to their company profile and benefit requirements.

Spectrum Life Ltd. works exclusively through Spectrum Benefits, Inc., a leading global benefits administrator and MGU based in Coral Gables, Florida, USA.

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